Mortgage Rates In Rbc 2025 Canada. 3 year and 5 year mortgage rates forecast in tables by day and month. Mortgage rates and property prices remain tightly linked, with falling rates historically driving housing demand—and, in turn, higher prices.

This article examines forecasts for both. Not surprisingly, over the last five years, homeownership rates in canada have fallen from 68.5 per cent to 66.2 per cent and declines are projected to continue.